5 Best Places To Get Health Insurance Quotes

If you’re searching for health insurance quotes then your best bet is to make sure you do your homework and find multiple health insurance quotes from several sources. It’s important not to simply buy the first health insurance plan you come across just because it looks or sounds good and just happens to be in your price range.

Here are the five best sources for health insurance quotes

(1) Health Insurance Quotes Online

This is by far the most popular and most efficient way to get health insurance quotes. Simply use your favorite search engine and type health insurance quotes into the search box. On the results page, make sure you filter through the paid advertisements and look for a web site listed in the natural search results offering a variety of health insurance quotes from multiple carriers.

(2) Captive Health Insurance Agent

Adds a personal touch to shopping health insurance quotes but not usually a good choice because of the limited number of products available from this type of insurance agent. “Captive” means this agent is only allowed to sell health insurance plans from one company. Therefore, you shouldn’t expect to get multiple health insurance quotes.

(3) Independent Insurance Agent

It’s much better to get health insurance quotes from a true independent health insurance agent. Make sure your agent really has access to multiple insurance carriers and that she is able to give you health insurance quotes from multiple carriers. This type of agent typically is a sole proprietor and is usually a one-person shop. Independent agents are a dime a dozen and may or not be around after you’ve bought your health insurance policy.

(4) Reputable Health Insurance Broker

It’s even better to get health insurance quotes from an established health insurance broker than a one-person shop. A broker gives you health insurance quotes from multiple carriers but the upside is that a broker is usually a larger agency with support staff and a brick and mortar office. You’ll have a better chance of getting consistent customer support for the long haul.

(5) Health Insurance Carrier Direct

You can always go directly to each individual health insurance carrier and get health insurance quotes straight from the source. The rates will be the same as you’d get from any agent or web site so don’t expect any savings. Also, you won’t get the same level of customer support as you would from an agent.

Know what to expect from each source of health insurance quotes and you’ll have a much more pleasant shopping experience.